Can XRP Realistically Hit $100?

Schwartz was asked whether investors should dismiss the idea of XRP reaching $50 or $100. He refrained from making absolute statements about XRP’s future price. Drawing from past experiences, Schwartz recalled when he doubted XRP could trade over $0.25 and Bitcoin hitting $100 seemed implausible.

His main point is that market prices reflect collective belief. If a significant number of investors believed that XRP could hit $100 soon, its current market value would likely be higher. At present, XRP trades below $10, indicating that few traders assign a high probability to a $100 outcome.

Rational Markets and Cryptocurrency

According to Schwartz, markets are more rational than often perceived. He suggests that belief in significant price movements should be evident in market behavior. Moreover, he acknowledged that unexpected external factors could drive substantial crypto rallies, leaving room for XRP to reach $100 eventually.

XRP Versus Bitcoin: A Comparative Analysis

In discussions comparing XRP’s potential to Bitcoin’s historical rise to $1,000, Schwartz noted that a tenfold increase in XRP’s value is as challenging as a similar rise for Bitcoin or Ethereum today. The substantial capital inflow required for such a move makes it improbable without significant market shifts.

Although the idea of $100 XRP attracts optimistic investors, Schwartz’s commentary aligns more with cautious analysts who focus on realistic targets like $10. His insights imply that while not impossible, such ambitious goals need stronger market signals.

Ultimately, Schwartz’s remarks invite investors to critically evaluate price predictions and market trends before committing to high expectations. His expertise highlights the need for evidence-based investment decisions in the volatile crypto landscape.

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Physical Gold ETF: Key Features

The Hang Seng Gold ETF stands as a passive fund, holding physical gold that adheres to the high standards of the London Bullion Market Association. HSBC, a globally recognized financial institution, ensures the security of these gold reserves by serving as the custodian, storing the gold in secure vaults located in Hong Kong.

This ETF is accessible to retail investors who can trade units on the secondary market, similar to ordinary shares. The fund’s structure allows the flexibility of in-cash and in-gold transactions for participating dealers. While it maintains a competitive ongoing charge of 0.40% per annum, retail investors should note that the fund refrains from dividend distributions, with returns tied to gold price movements.

Exploring Tokenization in Gold Investments

In an innovative move, Hang Seng is preparing to introduce tokenized units of this ETF. These digital tokens will represent ownership on a blockchain platform, potentially revolutionizing the way investors hold gold assets. Currently, these tokenized units await regulatory approval and will be managed by HSBC as the tokenization agent.

Initially, Ethereum is the chosen blockchain for recording transactions, with a possibility of adopting other secure public blockchains in the future. While these tokens open new avenues for investment, secondary market trading will not be available; transactions will occur solely through approved distributors.

Market Context and Future Prospects

Amidst global economic uncertainties, gold prices have witnessed a significant rise, with spot prices pushing to unprecedented levels. This surge underlines the growing demand for safe-haven assets, reinforcing the relevance of the Hang Seng Gold ETF.

Moreover, the financial landscape is rapidly evolving with tokenization gaining traction. For instance, the New York Stock Exchange is exploring tokenized securities, which highlights a broader trend towards blockchain-based financial infrastructure. As Hang Seng leads with its tokenized gold offerings, it sets a precedent in the evolving investment market.

Industry experts predict that by 2026, tokenization will become mainstream, with a significant portion of new bond issuances adopting this technology. Investors and financial institutions alike are closely watching these developments, poised to embrace the efficiencies brought by blockchain technology.

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Gold and Silver Dominate Social Media

In January, gold discussions surged, especially between Jan. 8 and Jan. 18, when the metal reached new highs. According to Santiment’s Sanbase data, this surge in interest was evident in the online traffic.

As crypto briefly regained attention from Jan. 19 to Jan. 22, traders attempted to capitalize on market dips. However, interest quickly returned to silver, which hit new all-time highs.

Precious Metals vs. Cryptocurrency

Santiment analysts noted that cryptocurrency traders frequently switch between different digital asset sectors. However, current trends indicate a broader shift toward sectors like gold and silver, as retail investors chase the latest market pumps.

Silver, in particular, has captured significant attention, peaking between Jan. 1 and Jan. 6, and again as it reached a record price of over $117. This surge was followed by a rapid correction, demonstrating the volatile nature of retail-driven markets.

Market Implications and Trends

Despite the focus on precious metals, Google Trends data show that crypto remains a hot topic. On Jan. 21, crypto searches peaked, with terms like “best crypto” and “crypto price” leading queries.

Comparatively, silver’s search interest peaked on Jan. 22, showcasing the dynamic interest shifts within investment communities.

Overall, these trends highlight the evolving landscape of retail investment preferences, signaling potential shifts in market dynamics.

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The renowned hardware wallet manufacturer is collaborating with financial powerhouses Goldman Sachs, Jefferies, and Barclays to navigate this monumental deal, which might happen as early as this year.

Rising Demand for Crypto Security

According to CEO Pascal Gauthier, the demand for enhanced crypto security solutions has never been higher, particularly from investors who prioritize safeguarding their digital assets. This surge in interest propelled Ledger to reach record-breaking revenues in 2025, achieving triple-digit million-dollar figures.

Since its inception in 2014, Ledger has sold over 7 million devices globally, solidifying its reputation as a leading provider of hardware wallets.

Strategic Move to New York

Gauthier highlighted that “money is in New York today for crypto,” underscoring the strategic decision to list in the United States rather than Europe. This choice aligns with the broader trend of crypto companies seeking to capitalize on the favorable regulatory environment and market enthusiasm in the U.S.

Ledger’s planned IPO follows a wave of digital asset companies going public, especially after President Donald Trump’s administration prioritized digital assets as a national strategic focus.

Trailblazers in the Market

Recently, crypto custodian BitGo made headlines by becoming the first digital asset IPO of 2026, trading on the New York Stock Exchange. This move was preceded by stablecoin issuer Circle and exchanges Gemini and Bullish, all of which went public in the U.S. in 2025.

Ledger’s previous funding round in 2023, which elevated its valuation to $1.5 billion, included significant investments from True Global Ventures and 10T Holdings, signaling strong confidence in its future growth.

The Ledger IPO symbolizes not just a major milestone for the company but also a pivotal moment for the crypto security sector, as investors and stakeholders anticipate the next phase of its evolution.

With the U.S. market’s strategic importance in the crypto space, Ledger’s IPO is expected to further cement its position as a leader in crypto security solutions.

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In a recent announcement from December 23, the Bank of Russia outlined a regulatory concept targeting July 1, 2026, as the deadline for developing cryptocurrency legislation. This move marks a pivotal shift in Russia’s approach to digital currencies, emphasizing a regulated market environment.

Crypto Trading Framework in Russia

The Moscow Exchange is “actively working on solutions” to cater to the crypto trading market, while the St. Petersburg Exchange already possesses the necessary technological infrastructure for trading and settlements. This preparation reflects Russia’s growing commitment to integrating digital assets into its financial systems.

Russia’s journey towards a regulated crypto market commenced in mid-2024 when the Ministry of Finance proposed allowing digital currency trading on licensed platforms. The State Duma Financial Market Committee, led by Anatoly Aksakov, emphasized the involvement of major exchanges in developing the required infrastructure for this transition.

Market Access and Investor Requirements

Under the new regulatory framework, access to the crypto market will be divided between qualified and non-qualified investors. Non-qualified investors face restrictions, such as purchasing only from a defined list of liquid cryptocurrencies and passing mandatory knowledge tests. Their annual purchases are capped at 300,000 rubles (~$3,800) through a single intermediary. In contrast, qualified investors will have no volume restrictions but must demonstrate their understanding of crypto risks.

Despite these developments, Russian authorities continue to ban cryptocurrencies for domestic payments. State Duma Committee Chairman Anatoly Aksakov reiterated that cryptocurrencies would not become legal tender in Russia and are only to be used as investment instruments.

Impact of Crypto Mining on the Economy

Russia’s crypto ecosystem is expanding beyond trading speculation, significantly impacting the economy. Between July 2024 and June 2025, the country recorded $376.3 billion in received crypto transactions, surpassing the United Kingdom and becoming Europe’s largest crypto market by transaction volume.

The growth in Russia’s crypto sector is partly due to the A7A5, a ruble-pegged stablecoin that reached a $500 million market cap despite Western sanctions. The mining sector also plays a crucial role, with Russia producing tens of thousands of Bitcoins annually, contributing significantly to the economy.

Senior Kremlin official Maxim Oreshkin suggests that crypto mining should be viewed as an export activity, given that mined assets flow abroad even without crossing physical borders. Russia legalized crypto mining in November 2024, requiring legal entities to register with the Federal Tax Service.

Banks Integrating Crypto Assets

Russia’s largest lender, Sberbank, has entered the digital asset market by offering regulated investments linked to cryptocurrencies. These include structured bonds and digital financial assets tied to Bitcoin, Ethereum, and other crypto portfolios.

As the July 1, 2026, deadline for completing legislative frameworks approaches, Russia’s financial institutions are actively engaging with the Bank of Russia to integrate crypto services within regulated structures.

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Root’s analysis, shared on X, utilizes the On-chain Value Map, a model developed using three core on-chain metrics: Realized Cap, Liquid Supply, and Coin Days Destroyed. This model offers a comprehensive view of Bitcoin’s valuation levels.

Understanding the On-Chain Model Metrics

The first metric, the Realized Cap, calculates Bitcoin’s total value by evaluating each coin at its last blockchain transaction price. Essentially, it reflects the total capital invested in Bitcoin by its holders.

Next is the Liquid Supply, which monitors Bitcoin supply held by investors who frequently move their coins. This metric highlights the portion of Bitcoin likely to re-enter circulation, as opposed to being held long-term.

Finally, the Coin Days Destroyed (CDD) measures the total coin days reset in the network. A coin day accumulates when 1 BTC remains dormant for a day. When such coins are transacted, their accumulated coin days are reset, offering insights into long-term holder activity.

Bitcoin Fair Value: Current Market Insights

The On-chain Value Map combines these metrics to define different valuation levels for Bitcoin. According to Root’s analysis, Bitcoin recently spiked above the “overvalued” mark during its all-time high in October. Since then, its price has stabilized, aligning with the model’s fair value level.

This suggests that Bitcoin is currently neither overvalued nor undervalued, presenting a neutral stance in the market. This equilibrium raises questions about Bitcoin’s future trajectory.

Market Trends and Implications

Since hitting a low in November, Bitcoin has been in a consolidation phase, maintaining proximity to the fair value indicated by the on-chain model. Currently, Bitcoin trades around $87,600, reinforcing the model’s valuation insights.

For investors and analysts, the Bitcoin Fair Value provided by the on-chain model offers a crucial reference point. It aids in strategic decision-making by highlighting potential market trends and valuation shifts.

As the crypto market continues to evolve, monitoring these on-chain metrics will be essential for understanding Bitcoin’s valuation dynamics and predicting future movements.

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This internal report, yet to be publicly verified by Fundstrat, indicates a potential “meaningful drawdown” in the first half of 2026. It sets a downside target for Bitcoin (BTC) at $60,000–$65,000, Ether (ETH) at $1,800–$2,000, and Solana (SOL) at $50–$75. While the material’s authenticity is not confirmed by Cointelegraph, it has been discussed widely among crypto-focused platforms such as Wu Blockchain.

Tom Lee’s Contrasting View on Crypto Outlook

In sharp contrast, Tom Lee recently expressed bullish sentiments during Binance Blockchain Week in Dubai. He projected Bitcoin could reach a staggering $250,000 in a matter of months and described Ether’s price at around $3,000 as “grossly undervalued.” According to Lee, if Ether returns to its eight-year average ratio against Bitcoin, its price could soar to $12,000. A revisit of 2021 levels might see it nearing $22,000, and an ETH/BTC ratio of 0.25 could push valuations beyond $60,000.

Lee drew parallels between Ether’s current trajectory and Bitcoin’s past performance, suggesting that ETH could be on the cusp of a similar “Supercycle” that led to Bitcoin’s dramatic price increase since 2017. Despite the conflicting views within Fundstrat, Lee remains steadfast in his optimistic outlook.

Market Reactions and Fundstrat’s Crypto Outlook

While the internal report by Sean Farrell, head of digital asset strategy at Fundstrat, warns of potential downturns, it also hints at potential buying opportunities later in 2026. The report has sparked debate among traders and analysts, with some choosing to align with Lee’s positive assessment while others heed the cautionary note from the internal guidance.

In recent developments, Lee’s BitMine has continued to acquire Ether aggressively, signaling confidence in its long-term value. As of early December, BitMine disclosed holding nearly 3.9 million ETH, representing over 3.2% of Ether’s total supply, even amidst a challenging market environment.

As the crypto world gears up for 2026, the crypto outlook remains a hot topic, with experts and investors closely watching for shifts in market dynamics. Whether the bearish predictions or bullish hopes prevail, only time will reveal the true trajectory of the crypto market in the coming years.

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In a recent interview, Check revisited a recurring question: Are we in a bull market or a bear market? While Bitcoin (BTC) prices hover near familiar levels, the reality beneath is markedly different. Changes in leverage, investor cost bases, and sell-side behavior have significantly reshaped the market.

Understanding Bitcoin Narratives

One popular myth is that long-term holders never sell. However, Check’s analysis of Bitcoin narratives reveals that coins, regardless of their age, are returning to the market at an unprecedented rate. This influx has influenced recent price movements, though many narratives only catch up much later.

Key Market Changes

Another aspect of market changes involves the role of institutional entities like ETFs and corporate treasuries. While these players are significant, they constitute only a fraction of overall market activity. Check emphasizes that Bitcoin’s liquidity has increased, allowing it to absorb large trades without the volatility seen in previous cycles.

Looking ahead to 2026, Check offers a balanced outlook, challenging both blind optimism and outright pessimism. He discusses sovereign adoption, portfolio construction, and long-term risks that investors often overlook.

For a deeper dive into these insights, watch James Check’s full interview on Cointelegraph’s YouTube channel, where he elaborates on the data and analysis that inform his perspectives.

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On Wednesday, Ark Invest made headlines with its purchase of BitMine shares across three of its exchange-traded funds (ETFs). This strategic acquisition follows a significant $17 million BitMine share purchase earlier in the week, demonstrating Ark’s confidence in the company’s potential despite the current market downturn.

Why Ark Invest is Bullish on BitMine

BitMine, recognized as the world’s largest Ethereum treasury company, has seen its stock slide by 6.59% to $29.32, marking a 24% decline over five days. Despite this, Ark Invest views the dip as an opportunity to buy BitMine shares at a discount, aligning with Cathie Wood’s optimistic outlook for the crypto sector.

Besides BitMine, Ark also acquired $5.9 million in Coinbase shares and $8.85 million in Bullish shares, both of which have experienced recent declines. Coinbase fell by 3.33% to $244.19, while Bullish dropped by 1.89% to $42.15 over the same period.

Ark’s Confidence in Crypto’s Future

Ark Invest’s founder, Cathie Wood, has consistently projected a positive trajectory for crypto, anticipating significant inflationary breaks in the coming year. Her bullish stance is mirrored by BitMine’s Chairman, Tom Lee, who continues to see a bright future for crypto, fueled by regulatory changes and increased institutional interest.

Lee noted BitMine’s persistent acquisition of Ethereum, even amidst challenging market conditions, highlighting a belief that “the best days for crypto” are on the horizon.

Such strategic investments by Ark Invest reflect a broader trend of financial entities capitalizing on discounted equities to bolster their portfolios. This approach not only illustrates confidence in the crypto market’s resilience but also aligns with Ark’s long-term investment strategy.

The Implications of Ark’s Investment Strategy

Investors and analysts alike are closely observing Ark Invest’s moves. The company’s strategic acquisitions suggest a calculated risk in anticipation of a market rebound. As Ark continues to expand its crypto holdings, it sends a strong message of confidence to the market.

This recent surge in investment highlights Ark’s commitment to leveraging market conditions for long-term gains, demonstrating a continuous belief in the transformative potential of blockchain technologies.

In conclusion, Ark Invest’s aggressive accumulation of BitMine and other crypto stocks serves as a powerful testament to the enduring faith in digital currencies. As regulatory landscapes evolve and institutional interest grows, Ark’s strategic positioning could yield significant returns.

Disclaimer: This article is for informational purposes only and does not constitute financial advice.

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On its first trading day, HashKey’s shares opened at 6.7 Hong Kong dollars ($0.86), according to exchange data. This momentous occasion symbolizes the exchange’s transition into a new era, strengthening its foundation for global expansion and strategic growth initiatives.

HashKey IPO: Oversubscription and Investor Interest

Launched on December 9, the HashKey IPO was met with overwhelming demand from both institutional and retail investors. A total of 240 million shares were sold, raising 1.6 billion HK$ ($206 million), as detailed in the company’s HKEX filings. The Hong Kong offering was oversubscribed nearly 394 times, with 24 million shares sold locally. Meanwhile, the international IPO saw 216.5 million shares sold, reflecting a 5.5 times oversubscription.

The IPO attracted nine cornerstone investors, including names like Cithara Global Multi-Strategy SPC, UBS AM Singapore, Fidelity, and CDH. Notably, Cithara and UBS emerged as the largest investors, securing 17.5 million and 11.7 million shares, respectively.

Volatile Trading Marks HashKey’s Market Entry

HashKey’s public debut was characterized by notable volatility. During the morning session, the stock briefly surged approximately 5% above its opening price to reach 7.1 HK$ ($0.91), before dropping to 6.1 HK$ ($0.78). By the afternoon, the stock hovered slightly below the IPO price, trading around 6.5 HK$ ($0.84).

In light of the market fluctuations, HashKey’s chairman and CEO Xiao Feng expressed that listing on HKEX marks a starting point that brings greater responsibility. He emphasized the importance of compliance for long-term success and sustainable growth, outlining plans to enhance the company’s infrastructure, security, and compliance.

HashKey IPO: A Part of Growing Trend

The HashKey IPO adds to a growing list of crypto companies going public in 2025. This list includes USDC stablecoin issuer Circle, and crypto exchanges like Bullish and Gemini. Additionally, US exchange Kraken has confidentially filed a draft registration statement for a proposed IPO in November.

As HashKey embarks on this new journey, it sets a precedent for other cryptocurrency firms in Asia, highlighting the region’s potential to become a hub for digital asset trading and innovation.

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