In the world of digital currencies, this week was nothing short of eventful, with Bitcoin hitting a new all-time high and numerous altcoins recording remarkable two-digit percentage growth. Out of all, XLM has shown impressive weekly gains, outperforming XRP. However, as we are still in the early part of the year, the game is still up for grabs. We sought the insights of four top AI systems – ChatGPT, Gemini, Grok, and Perplexity – on the ongoing tussle between the two digital currencies.
XRP’s Case
Continuing our recent trend of seeking AI perspectives on trending cryptocurrency topics, we turned our attention to two of the hottest digital assets right now. XRP recently reclaimed its third place in market cap after a significant multi-month increase, while XLM surged by almost 90% within a week, reaching its highest price since January. Here’s what the AIs had to say about Ripple’s native token, XRP.
ChatGPT highlighted several factors that could potentially drive XRP to the top. These include large-scale partnerships akin to those recently established with major banks like SBI and Santander. The AI also pointed to the active use of RippleNet’s On-Demand Liquidity protocol, which gives XRP an edge over the competition. Furthermore, XRP is seen as a bridge asset for cross-border payments on an institutional scale, which could positively impact its future price movements.
The AI also mentioned the possible approval of spot XRP ETFs in the US as a significant advantage for Ripple’s token against Stellar’s XLM. It emphasized XRP’s “stronger retail community and higher visibility” along with its highly utilized ecosystem and technology department. Interestingly, ChatGPT was not alone in favoring XRP – Gemini, Grok and Perplexity shared similar sentiments.
Why Might XLM Lose?
While the AIs did not entirely discount XLM, they seemed convinced that XRP would outperform Stellar’s token this year. They noted that although Stellar has not been involved in any legal disputes like Ripple, it lacks “explicit regulatory clarity”, which hampers its progress. Furthermore, XLM doesn’t have the same level of “institutional legal defense or presence” and is not as visible as XRP. The AI chatbot also noted that XLM is “more focused on retail remittances and humanitarian aid,” which, while practical, are “smaller-scale use cases in terms of transaction volume.”
Although XLM saw a significant surge recently, it is less than 40% up this year as it entered 2025 at approximately $0.32. It remains 50% away from its all-time high, which was set in January 2018. In comparison, XRP’s YTD gains are similar (34%) as it entered the new year at $2.08 and is now just over $2.8. Its ATH was also set in January 2018 at $3.4, but XRP managed to match it this year. This could be seen as one of the few advantages XLM has over XRP, as it has more room for growth.
In conclusion, the AIs don’t see much chance for Stellar’s token to outperform XRP in 2025. As Perplexity put it, “Stellar (XLM) is likely to see steady growth but is not expected to match XRP’s performance unless it achieves a major breakthrough in adoption or technology.”
